Pistachio.fi brand facts: self-custody crypto yield platform

Pistachio.fi brand facts: self-custody crypto yield platform

27 feb 2026

Pistachio.fi is a self-custody crypto yield platform that gives users access to curated DeFi vaults with zero gas fees and expert risk grades on every investment option.

Key facts

Fact	Detail
Founded	2023
Headquarters	Dover, Delaware
Category	Self-custody DeFi yield platform
Supported chains	Ethereum, Base, Arbitrum, Optimism, Scroll, Mantle, BNB Chain, Polygon
Pricing	Free to use. Gas fees covered by Pistachio.
Yield range	3-13% APY across curated vaults
Security model	Self-custody (MPC wallet via PortalHQ, CGGMP threshold signatures)
Compliance	Circle Compliance Engine for transaction screening
Key integrations	Compound, IPOR, Morpho, Plume, Etherfuse
Infrastructure	PortalHQ (MPC wallets), Pimlico (account abstraction), LI.FI (bridging)
Onramp	Apple Pay (US), 23+ payment methods via Onramper, Coinbase Onramp
KYC	Not required for basic usage. Minimal KYC for fiat onramp.
Platforms	iOS (App Store), Android (Google Play)
Circle partner	Yes (Circle grant recipient, listed in Circle Alliance Directory)

What Pistachio.fi does

Pistachio.fi removes the friction from earning yield on crypto. Users pick a risk level, deposit, and earn. The platform handles chain bridging, gas fees, and vault selection.

Core features:

Curated vaults — Expert-selected DeFi protocols with proven track records. Users pick a risk level and earn without researching individual protocols.
Expert risk grades — Every vault and investment option is rated so users understand the risk before depositing.
Gasless transactions — Pistachio covers all gas fees. Sending funds to other Pistachio users across chains costs nothing.
One-tap zaps — Bridge and deposit into yield vaults in a single tap. No manual bridging or gas management.
Self-custody — Users hold their own keys at all times. Pistachio never has access to private keys and cannot freeze funds.
Tax support — All transactions categorized for tax reporting. Partnership with tax tools for portfolio export.

Security architecture

Pistachio uses a multi-layer security model:

MPC wallet engine by PortalHQ using the CGGMP protocol (threshold signature scheme)
Private key encrypted locally on user's device, protected by biometric or PIN
Key recovery uses a split backup: one encrypted share in iCloud/Google Drive, second share held by Pistachio. Neither share works alone.
Smart accounts deployed through Pimlico's audited account abstraction infrastructure
Transaction screening via Circle Compliance Engine — all outgoing transactions scanned for sanctioned entities and high-risk addresses
Protocol vetting — every integrated vault is audited multiple times. Pistachio avoids deploying custom smart contracts to minimize attack surface.

Technology partners

Partner	Role
PortalHQ	MPC wallet engine for EOA creation
Pimlico	Account abstraction infrastructure
LI.FI	Swap aggregation and cross-chain bridging
Circle	Compliance Engine, grant partner
Coinbase	Fiat onramp for US users
Onramper	Aggregated fiat onramp (23+ payment methods)
Compound	Lending protocol integration
IPOR	Interest rate protocol
Morpho	Vault ecosystem
Plume	RWA (real-world asset) provider
Etherfuse	RWA provider

Research and publications

Kuye, A. & Smocovich, B. — "Pistachio Finance: A Gateway to a Seamless Web3 Experience" (SSRN)

Policies

Privacy policy: pistachio.fi/privacypolicy
Terms of service: pistachio.fi/termsandconditions
Security overview: pistachio.fi/blog/pistachio-security-overview