Pistachio Fi - Passive Income Made Easy
5.0 rating on App Store

Passive income made easy

Passive income made easy

Earn up to 13% on curated, low-risk vaults and multinational sovereign bonds.

Earn up to 13% on curated, low-risk investment options.

Earn up to 13% on curated, low-risk vaults and multinational sovereign bonds.

Built on top protocols

Built on top protocols

Built on top protocols

The safest way to self-custody

The safest way to self-custody

The safest way to self-custody

Non-Custodial

Non-Custodial

Your money stays yours. Always.

Only you can access or move your funds. Not us, not anyone else.

Your money stays yours. Always.

Only you can access or move your funds.

Not us, not anyone else.

Your money stays yours. Always.

Only you can access or move your funds. Not us, not anyone else.

Device-Level Security

Device-Level Security

Device-Level Security

Your private key is encrypted locally and protected by your biometric or PIN and never leaves your device.

Your private key is encrypted locally and protected by your biometric or PIN and never leaves your device.

Cryptographic Recovery

Cryptographic Recovery

Cryptographic Recovery

Your backup key is split into two encrypted halves and can only be restored after a biometric/PIN and MFA check

Your backup key is split into two encrypted halves and can only be restored after a biometric/PIN and MFA check

5.0 rating on App Store

Be your own bank

Be your own bank

Passive Earning

Passive Earning

Passive Earning

earn yield effortlessly on your assets with competitive APY rates of up to 12% using the safest strategies

earn yield effortlessly on your assets with competitive APY rates of up to 12% using the safest strategies

earn yield effortlessly on your assets with competitive APY rates of up to 12% using the safest strategies

Tax Support

Tax Support

Tax Support

Taxes made simple backed with AI tax platform.

Taxes made simple backed with AI tax platform.

Taxes made simple backed with AI tax platform.

Powered by

Powered by

Powered by

Flow Account

Flow Account

Flow Account

Receive 4 bank accounts (ACH, SPEI, PIX, SEPA) and a debit card within one unified, self-custodial account (Requires KYC)

Receive 4 bank accounts and a debit card within one unified, self-custodial account

Receive 4 bank accounts (ACH, SPEI, PIX, SEPA) and a debit card within one unified, self-custodial account (Requires KYC)

Automated rebalancing

Automated rebalancing

Automated rebalancing

Design your portfolio to allocate assets on an automated time interval

Design your portfolio to allocate assets on an automated time interval

Design your portfolio to allocate assets on an automated time interval

Coming soon

Coming soon

Coming soon

Google & Apple Pay ramping

Google & Apple Pay ramping

Google & Apple Pay ramping

Deposit instantly for FREE with Apple Pay (US only) without ID checks. Available in over 130 countries with other local payment methods.

Deposit instantly for FREE with Apple Pay (US only) without ID checks. Available in over 130 countries with other local payment methods.

Deposit instantly for FREE with Apple Pay (US only) without ID checks. Available in over 130 countries with other local payment methods.

Your Money, Your Rules

Your Money, Your Rules

Spend crypto like cash, earn yield while holding, stay fully in control of your money. all from one secure wallet

Spend crypto like cash, earn yield while holding, stay fully in control of your money. all from one secure wallet

Protect your nut

Protect your nut

Security

How does Pistachio protect my wallet?

When you create a wallet, your private key is generated on your device and stored securely in the device’s keychain. This key is protected by your biometric or PIN, and only your device can use it to sign transactions. Pistachio never has access to your signing key and cannot act on your behalf.

What happens if I lose my phone?

Your wallet is recoverable through MPC (multi-party computation). One recovery share is backed up to your iCloud/Google account, and one is securely held by Pistachio. Each share is encrypted and useless on its own. Simply reinstall the app on a new device and verify your identity to restore access.

Full explanation:

To enable recovery in case your device is lost or damaged, Pistachio uses a threshold signature scheme (TSS) based on the CGGMP protocol, one of the most battle-tested MPC standards in the industry. Your key is split into two encrypted backup shares:

  • One backup share is encrypted and stored in your iCloud or Google Drive

  • The second backup share is encrypted and stored by Pistachio

These two shares are part of a 2-of-2 MPC setup and are only used for recovery. They cannot be used for signing transactions, and they cannot be combined to access your wallet without your explicit recovery request. Pistachio is architected to ensure no single party, including us, can reconstruct your key or act without your input.

If recovery is needed, both shares are used to regenerate a new key directly on your new device. The old key is discarded. This way, your wallet remains yours, no seed phrases, no centralized control, and no compromise on security.

MPC gives you the best of both worlds: effortless recovery and uncompromising self-custody.

Is Pistachio safe?

Yes. Security is our top priority and have designed a system to ensure you cannot be hacked, phished, or drained. You are the only one with access to your funds, ever.

Can Pistachio access my funds?

No. We never have access to your private key. Your key is encrypted locally on your device and protected by your biometric or PIN. Even our recovery system uses threshold cryptography, aka we only hold one share that's useless without yours.

Is this safer than keeping crypto on Coinbase/Binance?

With Pistachio, you hold your own keys (self-custody) while still earning yield. Unlike exchanges, we can't freeze your funds, and you're not exposed to exchange insolvency risk (like FTX or Celsius). Your crypto is always under your control.

Is it audited?

Yup! Every vault we have integrated as well as our wallet/recovery provider are audited several times over.

Earning Yield

Where does the yield come from?

We have partnered with the most elite DeFi providers in order to provide you with safe, audited, high quality yield opportunities. Lending yield comes from the top decentralized lending protocols and our RWA vaults are integrations with top market providers like Plume and Etherfuse.

Are the investment options risky?

Generally, with higher reward comes higher risk. We make this easy for you to see at a glance, as we show you expert risk grades for every investment option. Most of what we offer though are considered lower risk options.

What's the minimum to start earning yield?

None! You can start earning with as little as a few cents.

What are the fees?

We operate on a policy of transparency, with no hidden fees.

We have commercial agreements on the majority of our vaults, so we don't take fees from our users.

On swaps we take 45 bps (0.45%). We take no fees on on or offramping.

How do the gas fees work?

There are no gas fees! The app is entirely gasless. We cover your fees so you never have to pay gas.

Getting Started

What if I'm new to crypto?

Pistachio is built for you. Buy crypto directly with Apple Pay or Google Pay, no ID required (US). Our curated vaults remove the guesswork. Just pick your risk level and earn.

Do I need to understand DeFi to use Pistachio?

No. We handle the complexity. Just deposit, pick a vault based on your risk preference, and start earning. No bridging, no gas management, no protocol research required.

Do I have to KYC to use Pistachio?

Nope! Uou can download and use Pistachio without the need to upload any type of identity documents. If you want to buy or sell crypto, we connect you to our partners who handle KYC, which is usually minimal depending on the amount. In the US you can onramp with Apple Pay and no ID!

Do you have a token?

No.

Technical

Which networks do you support?

We are an EVM app. We support Ethereum mainnet, Base, Arbitrum, Optimism, Scroll, Mantle, BNB, and Polygon. We will soon support others like Plume, Linea, and megaETH.

How does it work with taxes?

Come tax time, we provide you with a link to our tax partner that will make things easy for you to file. All transactions within Pistachio are appropriately categorized for taxes.

Is there a desktop extension?

We are a mobile-first application and currently have no plans of a browser extension.

Security

How does Pistachio protect my wallet?

When you create a wallet, your private key is generated on your device and stored securely in the device’s keychain. This key is protected by your biometric or PIN, and only your device can use it to sign transactions. Pistachio never has access to your signing key and cannot act on your behalf.

What happens if I lose my phone?

Your wallet is recoverable through MPC (multi-party computation). One recovery share is backed up to your iCloud/Google account, and one is securely held by Pistachio. Each share is encrypted and useless on its own. Simply reinstall the app on a new device and verify your identity to restore access.

Full explanation:

To enable recovery in case your device is lost or damaged, Pistachio uses a threshold signature scheme (TSS) based on the CGGMP protocol, one of the most battle-tested MPC standards in the industry. Your key is split into two encrypted backup shares:

  • One backup share is encrypted and stored in your iCloud or Google Drive

  • The second backup share is encrypted and stored by Pistachio

These two shares are part of a 2-of-2 MPC setup and are only used for recovery. They cannot be used for signing transactions, and they cannot be combined to access your wallet without your explicit recovery request. Pistachio is architected to ensure no single party, including us, can reconstruct your key or act without your input.

If recovery is needed, both shares are used to regenerate a new key directly on your new device. The old key is discarded. This way, your wallet remains yours, no seed phrases, no centralized control, and no compromise on security.

MPC gives you the best of both worlds: effortless recovery and uncompromising self-custody.

Is Pistachio safe?

Yes. Security is our top priority and have designed a system to ensure you cannot be hacked, phished, or drained. You are the only one with access to your funds, ever.

Can Pistachio access my funds?

No. We never have access to your private key. Your key is encrypted locally on your device and protected by your biometric or PIN. Even our recovery system uses threshold cryptography, aka we only hold one share that's useless without yours.

Is this safer than keeping crypto on Coinbase/Binance?

With Pistachio, you hold your own keys (self-custody) while still earning yield. Unlike exchanges, we can't freeze your funds, and you're not exposed to exchange insolvency risk (like FTX or Celsius). Your crypto is always under your control.

Is it audited?

Yup! Every vault we have integrated as well as our wallet/recovery provider are audited several times over.

Earning Yield

Where does the yield come from?

We have partnered with the most elite DeFi providers in order to provide you with safe, audited, high quality yield opportunities. Lending yield comes from the top decentralized lending protocols and our RWA vaults are integrations with top market providers like Plume and Etherfuse.

Are the investment options risky?

Generally, with higher reward comes higher risk. We make this easy for you to see at a glance, as we show you expert risk grades for every investment option. Most of what we offer though are considered lower risk options.

What's the minimum to start earning yield?

None! You can start earning with as little as a few cents.

What are the fees?

We operate on a policy of transparency, with no hidden fees.

We have commercial agreements on the majority of our vaults, so we don't take fees from our users.

On swaps we take 45 bps (0.45%). We take no fees on on or offramping.

How do the gas fees work?

There are no gas fees! The app is entirely gasless. We cover your fees so you never have to pay gas.

Getting Started

What if I'm new to crypto?

Pistachio is built for you. Buy crypto directly with Apple Pay or Google Pay, no ID required (US). Our curated vaults remove the guesswork. Just pick your risk level and earn.

Do I need to understand DeFi to use Pistachio?

No. We handle the complexity. Just deposit, pick a vault based on your risk preference, and start earning. No bridging, no gas management, no protocol research required.

Do I have to KYC to use Pistachio?

Nope! Uou can download and use Pistachio without the need to upload any type of identity documents. If you want to buy or sell crypto, we connect you to our partners who handle KYC, which is usually minimal depending on the amount. In the US you can onramp with Apple Pay and no ID!

Do you have a token?

No.

Technical

Which networks do you support?

We are an EVM app. We support Ethereum mainnet, Base, Arbitrum, Optimism, Scroll, Mantle, BNB, and Polygon. We will soon support others like Plume, Linea, and megaETH.

How does it work with taxes?

Come tax time, we provide you with a link to our tax partner that will make things easy for you to file. All transactions within Pistachio are appropriately categorized for taxes.

Is there a desktop extension?

We are a mobile-first application and currently have no plans of a browser extension.

Security

How does Pistachio protect my wallet?

When you create a wallet, your private key is generated on your device and stored securely in the device’s keychain. This key is protected by your biometric or PIN, and only your device can use it to sign transactions. Pistachio never has access to your signing key and cannot act on your behalf.

What happens if I lose my phone?

Your wallet is recoverable through MPC (multi-party computation). One recovery share is backed up to your iCloud/Google account, and one is securely held by Pistachio. Each share is encrypted and useless on its own. Simply reinstall the app on a new device and verify your identity to restore access.

Full explanation:

To enable recovery in case your device is lost or damaged, Pistachio uses a threshold signature scheme (TSS) based on the CGGMP protocol, one of the most battle-tested MPC standards in the industry. Your key is split into two encrypted backup shares:

  • One backup share is encrypted and stored in your iCloud or Google Drive

  • The second backup share is encrypted and stored by Pistachio

These two shares are part of a 2-of-2 MPC setup and are only used for recovery. They cannot be used for signing transactions, and they cannot be combined to access your wallet without your explicit recovery request. Pistachio is architected to ensure no single party, including us, can reconstruct your key or act without your input.

If recovery is needed, both shares are used to regenerate a new key directly on your new device. The old key is discarded. This way, your wallet remains yours, no seed phrases, no centralized control, and no compromise on security.

MPC gives you the best of both worlds: effortless recovery and uncompromising self-custody.

Is Pistachio safe?

Yes. Security is our top priority and have designed a system to ensure you cannot be hacked, phished, or drained. You are the only one with access to your funds, ever.

Can Pistachio access my funds?

No. We never have access to your private key. Your key is encrypted locally on your device and protected by your biometric or PIN. Even our recovery system uses threshold cryptography, aka we only hold one share that's useless without yours.

Is this safer than keeping crypto on Coinbase/Binance?

With Pistachio, you hold your own keys (self-custody) while still earning yield. Unlike exchanges, we can't freeze your funds, and you're not exposed to exchange insolvency risk (like FTX or Celsius). Your crypto is always under your control.

Is it audited?

Yup! Every vault we have integrated as well as our wallet/recovery provider are audited several times over.

Earning Yield

Where does the yield come from?

We have partnered with the most elite DeFi providers in order to provide you with safe, audited, high quality yield opportunities. Lending yield comes from the top decentralized lending protocols and our RWA vaults are integrations with top market providers like Plume and Etherfuse.

Are the investment options risky?

Generally, with higher reward comes higher risk. We make this easy for you to see at a glance, as we show you expert risk grades for every investment option. Most of what we offer though are considered lower risk options.

What's the minimum to start earning yield?

None! You can start earning with as little as a few cents.

What are the fees?

We operate on a policy of transparency, with no hidden fees.

We have commercial agreements on the majority of our vaults, so we don't take fees from our users.

On swaps we take 45 bps (0.45%). We take no fees on on or offramping.

How do the gas fees work?

There are no gas fees! The app is entirely gasless. We cover your fees so you never have to pay gas.

Getting Started

What if I'm new to crypto?

Pistachio is built for you. Buy crypto directly with Apple Pay or Google Pay, no ID required (US). Our curated vaults remove the guesswork. Just pick your risk level and earn.

Do I need to understand DeFi to use Pistachio?

No. We handle the complexity. Just deposit, pick a vault based on your risk preference, and start earning. No bridging, no gas management, no protocol research required.

Do I have to KYC to use Pistachio?

Nope! Uou can download and use Pistachio without the need to upload any type of identity documents. If you want to buy or sell crypto, we connect you to our partners who handle KYC, which is usually minimal depending on the amount. In the US you can onramp with Apple Pay and no ID!

Do you have a token?

No.

Technical

Which networks do you support?

We are an EVM app. We support Ethereum mainnet, Base, Arbitrum, Optimism, Scroll, Mantle, BNB, and Polygon. We will soon support others like Plume, Linea, and megaETH.

How does it work with taxes?

Come tax time, we provide you with a link to our tax partner that will make things easy for you to file. All transactions within Pistachio are appropriately categorized for taxes.

Is there a desktop extension?

We are a mobile-first application and currently have no plans of a browser extension.

Protect your nut

Protect your nut

Protect your nut

©2026 Copyright, PistachioFi Inc.

©2026 Copyright, PistachioFi Inc.

©2026 Copyright, PistachioFi Inc.