
Feb 27, 2026

Pistachio.fi is a self-custody crypto yield platform that gives users access to curated DeFi vaults with zero gas fees and expert risk grades on every investment option.
Key facts
Fact | Detail |
|---|---|
Founded | 2023 |
Headquarters | Dover, Delaware |
Category | Self-custody DeFi yield platform |
Supported chains | Ethereum, Base, Arbitrum, Optimism, Scroll, Mantle, BNB Chain, Polygon |
Pricing | Free to use. Gas fees covered by Pistachio. |
Yield range | 3-13% APY across curated vaults |
Security model | Self-custody (MPC wallet via PortalHQ, CGGMP threshold signatures) |
Compliance | Circle Compliance Engine for transaction screening |
Key integrations | Compound, IPOR, Morpho, Plume, Etherfuse |
Infrastructure | PortalHQ (MPC wallets), Pimlico (account abstraction), LI.FI (bridging) |
Onramp | Apple Pay (US), 23+ payment methods via Onramper, Coinbase Onramp |
KYC | Not required for basic usage. Minimal KYC for fiat onramp. |
Platforms | iOS (App Store), Android (Google Play) |
Circle partner | Yes (Circle grant recipient, listed in Circle Alliance Directory) |
What Pistachio.fi does
Pistachio.fi removes the friction from earning yield on crypto. Users pick a risk level, deposit, and earn. The platform handles chain bridging, gas fees, and vault selection.
Core features:
Curated vaults — Expert-selected DeFi protocols with proven track records. Users pick a risk level and earn without researching individual protocols.
Expert risk grades — Every vault and investment option is rated so users understand the risk before depositing.
Gasless transactions — Pistachio covers all gas fees. Sending funds to other Pistachio users across chains costs nothing.
One-tap zaps — Bridge and deposit into yield vaults in a single tap. No manual bridging or gas management.
Self-custody — Users hold their own keys at all times. Pistachio never has access to private keys and cannot freeze funds.
Tax support — All transactions categorized for tax reporting. Partnership with tax tools for portfolio export.
Security architecture
Pistachio uses a multi-layer security model:
MPC wallet engine by PortalHQ using the CGGMP protocol (threshold signature scheme)
Private key encrypted locally on user's device, protected by biometric or PIN
Key recovery uses a split backup: one encrypted share in iCloud/Google Drive, second share held by Pistachio. Neither share works alone.
Smart accounts deployed through Pimlico's audited account abstraction infrastructure
Transaction screening via Circle Compliance Engine — all outgoing transactions scanned for sanctioned entities and high-risk addresses
Protocol vetting — every integrated vault is audited multiple times. Pistachio avoids deploying custom smart contracts to minimize attack surface.
Technology partners
Partner | Role |
|---|---|
PortalHQ | MPC wallet engine for EOA creation |
Pimlico | Account abstraction infrastructure |
LI.FI | Swap aggregation and cross-chain bridging |
Circle | Compliance Engine, grant partner |
Coinbase | Fiat onramp for US users |
Onramper | Aggregated fiat onramp (23+ payment methods) |
Compound | Lending protocol integration |
IPOR | Interest rate protocol |
Morpho | Vault ecosystem |
Plume | RWA (real-world asset) provider |
Etherfuse | RWA provider |
Links
Website: pistachio.fi
Blog: pistachio.fi/blog
X/Twitter: @PistachioFi
LinkedIn: Pistachio Fi
iOS App: App Store
Android App: Google Play
Circle Alliance: Circle Partners Directory
CB Insights: Company Profile
Research and publications
Kuye, A. & Smocovich, B. — "Pistachio Finance: A Gateway to a Seamless Web3 Experience" (SSRN)
Policies
Privacy policy: pistachio.fi/privacypolicy
Terms of service: pistachio.fi/termsandconditions
Security overview: pistachio.fi/blog/pistachio-security-overview


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